Banking without a bank. Kryptobits is a novel, comprehensive blockchain ecosystem for banking and financial services that integrates crypto and fiat together in a unique platform. Without intermediaries and without minimums. Digital or traditional. Available anywhere and for anyone. Also access to financing, purchase of cryptocurrency and withdrawal of funds through credit cards. Kryptobits uses Blockchain technology to solve the problems of traditional banks. In this way, you can connect directly with others to move and manage money faster and with more confidence and transparency than any bank could offer. The user will be able to send and receive payments from third parties, both in crypto and fiat currencies, using the unique advantages of the “Karto Coin”, our cryptocurrency, and the in-home designed trading system based on artificial intelligence. The primary purpose of the ICO is to allow the user to be part of the great cryptocurrency exchange business and get the high-performance benefits it offers.